The content:
1. What is Bank4yo
2. Why BFY token is Unique?
3. Why MMRS is the future of money transfer?
4. Potential market?
5. How Does It Work
6. Advantages of Bank4you
7. Bank4you ICO
8. Bank4YOU’s original products
1. What is Bank4you
One of the biggest concerns for most people travelling to another country for extended periods is how to obtain access to banking services without the need to be a resident of that country.Bank4YOU Group provides customers with a wide range of pre-paid card options as well as other financial solutions. State of the art fin-tech products are developed for people with active lifestyles, such as students, tourists, migrant workers, and frequent travellers.
Bank4You Group makes it really easy for visitors to make in-country as well as cross-border payments, without the need for proof of residency or a local bank account. Its secure money transfer is based on use of state-of-the-art mobile app.
This funding is required to support the company’s expansion into new markets and to develop enhanced services. It is expected to drive exponen- tial customer growth, and the company believes it will have a significant positive impact on its market value.
Established in 2013 and headquartered in London, UK, in 2016 Bank4YOU transformed into Bank4YOU Group, an international consortium of fin-tech service companies operating within the electronic mobile payment services arena. FCA License No715451, issued by the UK's Financial Conduct Authority authorizes Bank4YOU to provide credit.
United Kingdom London: FCA License No.715451 issued by Financial Services Authority, UK grants right to provide credit to consumers
2. Why BFY token is Unique?
BFY token gives you the right to receive: Part of income from Bank4YOU Group bank activities. Discount 2,5% for purchasing internal coin of the system – MMR token. Part of total system turnover of international money transfers.Plenty of bonuses: In case of purchase BFY via fiat money – additional 5% bonus. Bonuses for purchase of 5000 or 15000 BFY – you get “Bank4U Group Card” or “Premium Card B4U Group” correspondingly powered by VISA. 20 BFY bonus each for both participants of referral program
Limited offer: a. All tokens will be issued only during ICO. This is coded in the BFY Smart Contract, therefore it is 100% guaranteed by decentralized blockchain protocol. There will be no tokens issued after ICO.
Legal back up: Backed by Baker Tilly and Burlingtons.
3. Why MMRS is the future of money transfer?
Significant decrease of commissions: by elimination of third parties for transborder money transactions.One hub for all mobile operators: provide easier cooperation for all mobile operators: they all need only 1 contract for mobile money transactions – with our blockchain.
Huge market: starting from 2 billion of unbanked people who need this solution now – to $2.2 trillion revenue market in 2020 according to McKinsey Global Institute report
4. Potential market?
There are individuals who have no ledger and access to money related administrations in excess of 100 nations of the world. The aggregate populace of these nations surpasses 2 billion individuals. In the meantime the greater part of them possess a wireless and have marked an agreement with telecom administrator. We assemble an item with an objective to help these individuals in sending and tolerating cash without obtaining a PC, cell phone or notwithstanding opening a financial balance.+ 43 000 000 Transactions: Mobile Money providers are processing more than 43 million transactions per day, on average 30,000 per minute.
+ $22,000,000,000 / Month: In December 2016 the industry processed more than US $22 Billion in transactions
+ 4,3M Mobile Money Agents: 4,3 millions of registered Mobile Money Agents globally.
+ $269B Market: $269 bln value of transactions are performed every year.
+ 556M Accounts / World: 556 Mln of registered Mobile Accounts across the world.
+ 3B Smartphones till 2020: 3 Bln of smartphones will be sold by 2020.
5. How Does It Work
Bank4YOU Group plans to provide financial guarantees to mobile operators (both global and local). The principle is based on purchasing the time of a mobile operator and obtaining a discount by attracting large volumes of orders. The money will be sent to local mobile operators from new customers, through a new channel — Bank4YOU Group . Thanks to the discount and dealer agreement, the turnover of the mobile operator will be significantly increased due to a significant increase in the number of transactions made by users of money transfer services.
6. Advantages of Bank4you
+ Innovative e-payment system: That enables safe cross-border Mobile money transfers.+ Cashing out in local currency: Or products of the local mobile Operator: (mobile money and airtime).
+ Unique and discreet system operating: Transactions between the customers, settling deals between the partners.
+ Fast. Secure. Cheap: The system of tokens bound to the local currencies, granting fast, secure and cheap remittances.
+ Increased levels of user trust: Simple and clear mechanism for converting fiat to e-currencies.
+ Ensured stability of exchange rates: Tokens are issued only if fiat money are submitted into the system.
7. Bank4you ICO
+ About token MMR: this token is designed to be a stable inner currency. all the operations inside the system bank4you use mmr, which is not influenced by the volatility.
+ Payment procedure: in order to make payment you should be registered in a personal account and follow instructions.
+ Number of emitted tokens: 300.000.000 BFY
+ The cost of 1 BFY: $0,21 the exchange rate in case of payment in btc, eth is fixed at the market level (in us dollars for unit of crypto currency) on the date of receipt of the payment.
+ Minimum sum of BFY purchase 500 BFY
Pre Sale 7 days: 6.11.2017 - 12.11.2017 Bonus: +20%
Round1: 14 days: 13.11.2017 - 26.11.2017 Bonus: +15%
Round 2: 20 days: 27.11.2017 - 17.12.2017 Bonus: +10%
Round 3: 103 days: 18.12.2017 - 31.03.2018 Without Bonus
8. Bank4YOU’s original products
+ Card4YOU: Bank4YOU offers a beneficial card for active business persons, who travel frequently. The efficient tool for carrying out salary projects of corporate customers. BUY 5000 Tokens and get it for free!+ Premium Card4YOU: Ideal card for exceptional customer experience. Best set of features capable to satisfy most demanding clients along with with premium VAT refunding option. BUY 15000 Tokens and get it for free!
+ Mobile Banking app: Mobile wallet app available both in App Store and Google Play was designed specially for those feeling crucial need in personal finance management.
More Infomation
+ Website: https://bank4you.io
+ Twitter: https://twitter.com/Bank4YOUGroup
+ Facebook: https://facebook.com/Bank4YOUGroup
+ Telegram chat https://t.me/Bank4YOU_Group
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